In a major earthquake on the Hayward or San Andreas faults, it is estimated that five percent of the Bay Area’s housing stock—approximately 150,000 units—will be immediately and permanently damaged, causing approximately $85-90 billion in direct residential building-related economic losses. Rebuilding and repairing damaged housing after an earthquake in the Bay Area will be particularly challenging since only six to seven percent of the loss from ground shaking will be covered by residential earthquake insurance. Learn what you can do to protect against catastrophic damage and stay in your home after a quake.

Last updated: 09.17.2018